Plain-English guides for the numbers and documents.

Short, useful explanations built around the same assumptions as the free tools.

01

Margin versus markup: a worked example

Two useful percentages answer different questions. Here is how to keep them straight.

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02

How to price a product when transaction fees apply

Work backward from cost, percentage fees, a flat fee and a target contribution margin.

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03

What a discount does to contribution per sale

A discount changes revenue immediately while many costs stay exactly where they were.

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04

What to check before sending a quote or invoice

A short operational review catches more than another decorative template change.

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05

How to plan a billable hourly rate

Not every working hour is billable, and pretending otherwise can understate the needed rate.

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06

A bouquet-costing worksheet

Bring stems, packaging, paid preparation time and explicit assumptions into one recipe cost.

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